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Best for credit card-like perks: ... Where to buy a reloadable debit card. ... and cash can be easily reloaded for free at Walmart. Additional features include the ability to create subaccounts ...
Pros. Cons. Can get a free debit card even if you don’t have good credit. Many prepaid cards come with fees such as activation fees, transaction fees, reload fees, withdrawal fees.
Fees and Details. Card Purchase Fee. Free if bought online; up to $9.95 at retailers. Monthly Fee. Between $5 and $9.95 per month or $1.50 per transaction, depending on the plan
Prepaid credit card, a card that debits money from an associated account that ordinarily uses a signature rather than a PIN for verification; Stored-value card, a card that has a monetary value that is recorded as data on the card itself, and thus can be used without online access to an associated account
Temporary cards are not re-loadable. However, if the customer opts in to receive a personalized card, which is free of cost, in 7 to 10 business days it will arrive in mail with his or her name on it. Personalized cards are re-loadable in a variety of ways.
Stored-value cards are prepaid money cards and may be disposed when the value is used, or the card value may be topped up, as in the case of telephone calling cards or when used as a fare card. The term closed-loop means the funds and/or data are physically stored on the token or card in the form of binary-coded data.