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Credit cards are a popular credit-building option for American consumers. In 2023, about four out of five American adults (82 percent) had a credit card.However, credit cards are not the only option.
Whether you’re an experienced consumer trying to live debt-free or a young person with no credit history, the option to manually underwrite a loan could provide you access to big-ticket items ...
You don't technically "need" to have a credit history. If you live a minimalist lifestyle, spend only cash and don't ever take on debt, you may be able to get by just fine. See: Pocket an Extra ...
See more in Credit or ask a money question . 4. Get a Co-Signer. If you can’t qualify for credit on your own, you may be able to get a family member or friend who has good credit to co-sign for ...
Even if a credit card isn't quite right for you right now, you should consider these other options to build a credit score. Alert: highest cash back card we've seen now has 0% intro APR into 2026
Credit is necessary in the economics of American society. If you want to get a credit card, an apartment, a... View Article The post How to build credit (when you have no credit) appeared first on ...
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