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Consumers can use buy now, pay later apps to shop, pay bills for services, buy groceries or finance a trip. If you’re wondering what other apps are similar to Klarna, here are the top six options:
Also, an interest-free buy now, pay later option, Sezzle is quite flexible as you can qualify for a generous credit limit of up to $2,500 and make four interest-free payments over six weeks.
Buy now, pay later apps are a great way to stretch out the repayment of your purchases. In most cases, you can pay for the items in four to six installments for a small fee.
Buy now, pay later (BNPL) is a type of short-term financing that allows consumers to make purchases and pay for them at a future date. [1] BNPL is generally structured like an installment plan money lending process that involves consumers, financiers, and merchants.
PayPal Credit, formerly named Bill Me Later (BML), is a proprietary buy now, pay later payment method offered on merchant websites, including those of Wal-Mart, Home Depot, USPS and eBay in the United States. [1] The site provides consumers with a line of revolving credit through Synchrony Bank. [2]
While the buy now pay later lending arrangement generally allows you to spread payments across four or five installments, in-store financing often gives up to 24 months and sometimes longer.
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