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In a direct auto loan, a bank lends the money directly to a consumer. In an indirect auto loan, a car dealership (or a connected company) acts as an intermediary between the bank or financial institution and the consumer. Other forms of secured loans include loans against securities – such as shares, mutual funds, bonds, etc.
Loans of multi-word phrases, such as the English use of the French term déjà vu, are known as adoptions, adaptations, or lexical borrowings. [ 8 ] [ 9 ] Although colloquial and informal register loanwords are typically spread by word-of-mouth, technical or academic loanwords tend to be first used in written language, often for scholarly ...
In linguistics, a calque (/ k æ l k /) or loan translation is a word or phrase borrowed from another language by literal word-for-word or root-for-root translation.When used as a verb, “to calque” means to borrow a word or phrase from another language while translating its components, so as to create a new word or phrase in the target language.
French OVNI (Objet Volant Non Identifié) calques English UFO (Unidentified Flying Object) In some dialects of French, the English term "weekend" becomes la fin de semaine ("the end of week"), a calque, but in some it is left untranslated as le week-end, a loanword. French cor anglais (literally English horn) is a near-calque of English French ...
Types of secured loans. There are many types of secured loans. Five of the most common include: Mortgage: With a mortgage, you put your home or property up as collateral to buy that home.If you ...
Categorizing loan agreements by type of facility usually results in two primary categories: term loans, which are repaid in set installments over the term, or; revolving loans (or overdrafts) where up to a maximum amount can be withdrawn at any time, and interest is paid from month to month on the drawn amount.
Also apophthegm. A terse, pithy saying, akin to a proverb, maxim, or aphorism. aposiopesis A rhetorical device in which speech is broken off abruptly and the sentence is left unfinished. apostrophe A figure of speech in which a speaker breaks off from addressing the audience (e.g., in a play) and directs speech to a third party such as an opposing litigant or some other individual, sometimes ...
A loan may be considered usurious because of excessive or abusive interest rates or other factors defined by the laws of a state. Someone who practices usury can be called a usurer, but in modern colloquial English may be called a loan shark.