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2. How does the prime interest rate affect you? - AOL

   www.aol.com/finance/does-prime-interest-rate...

   People with fair credit or poor credit are likely to pay higher interest rates on credit cards and loans due to their subprime credit rating. The current prime rate is 8.5 percent, but that doesn ...

3. Prime rate - Wikipedia

   en.wikipedia.org/wiki/Prime_rate

   Prime rates in the US, FRG and the European Union. The prime rate or prime lending rate is an interest rate used by banks, typically representing the rate at which they lend to their most creditworthy customers. Some variable interest rates may be expressed as a percentage above or below prime rate. [1]: 8

4. Personal loan vs. personal line of credit: What’s the ... - AOL

   www.aol.com/finance/personal-loan-vs-personal...

   Personal lines of credit are an unsecured revolving credit line, similar to a credit card. They have variable rates, which are usually pegged to the prime rate. Unlike a personal loan, lines of ...

5. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   The U.S. prime rate is in principle the interest rate at which a supermajority (3/4ths) of American banking institutions grant loans to their most creditworthy corporate clients. [1] As such, it serves as the de facto floor for private-sector lending, and is the baseline from which common "consumer" interest rates are set (e.g. credit card rates).

6. Subprime crisis impact timeline - Wikipedia

   en.wikipedia.org/wiki/Subprime_crisis_impact...

   Early: AIG gets scared and stops selling credit protection against CDOs. The Monolines (AMBAC, MBIA) continue to sell, though. [116] [117] May: JPMorgan's Christopher Flanagan, director of global structured finance research, warns clients of housing downturn, especially sub-prime. He urged the firm's clients to go short in sub-prime. [118]

7. Bankrate’s Interest Rate Forecast for 2024: Mortgages, credit ...

   www.aol.com/finance/bankrate-interest-rate...

   Credit card rates first eclipsed 19 percent — a record high — in November 2022. Throughout 2023, they climbed even higher as the Fed kept raising rates. ... Credit card rates follow the prime ...