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2. APY: How To Calculate It (& Find the Best One for You) - AOL

   www.aol.com/apy-calculate-best-one-145700768.html

   Following our earlier example, if your dividend rate at a credit union is 4.5% and interest is compounded monthly, your APY would be 4.59% for the same account.

3. Annual percentage yield - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_yield

   This is a reasonable approximation if the compounding is daily. Also, a nominal interest rate and its corresponding APY are very nearly equal when they are small. For example (fixing some large N), a nominal interest rate of 100% would have an APY of approximately 171%, whereas 5% corresponds to 5.12%, and 1% corresponds to 1.005%.

4. How much should you keep in a high-yield savings account? - AOL

   www.aol.com/finance/how-much-in-high-yield...

   Calculate how much you need to save for each of these short-term goals and add that amount to your emergency fund. ... A high interest rate is ... Promotional rates. Today's HYSAs earn 4.5% APY ...

5. Savings interest rates today: Swap your everyday savings for ...

   www.aol.com/finance/savings-interest-rates-today...

   As the Fed rate rises, so do APYs on savings accounts, CDs and money market accounts — with today’s rates on the best high-yield savings accounts topping 4% APY. After increasing the target ...

6. APY vs. Interest Rate: Understand The Differences - AOL

   www.aol.com/finance/apy-vs-interest-rate...

   The terms "APY" and "interest rate" are often used interchangeably when people discuss savings and investments, but there's a very important distinction between the two. While it's important to...

7. Top CD rates today: Jan. 22, 2024 — 5.51% is highest APY ...

   www.aol.com/finance/top-cd-rates-today-jan...

   In all, you’ll find rates between 5 and 5.51 percent APY on CDs of up to two years, while longer terms of three to five years earn top APYs between 4.5 and 4.75 percent.