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  2. Chapter 7 Bankruptcy: What to Expect & How Bankruptcy Works - AOL

    www.aol.com/finance/chapter-7-bankruptcy-expect...

    Pros and Cons of Chapter 7 Bankruptcy. The upside to Chapter 7 bankruptcy is great. You can get much of your debt discharged and be able to start fresh. Other pros include:

  3. Common types of bankruptcy and how to avoid filing - AOL

    www.aol.com/finance/common-types-bankruptcy...

    There are two common types of bankruptcy: Chapter 7 and Chapter 13. ... what it takes to file and consider all the bankruptcy alternatives you could pursue instead, along with their pros and cons.

  4. Thinking About Filing for Bankruptcy? It’s Worth Considering ...

    www.aol.com/finance/thinking-filing-bankruptcy...

    However, a standard guideline is that $10,000 or more in debt is enough to consider filing. This is because filing for bankruptcy costs money, and if you have a smaller debt, it may not be worth ...

  5. Chapter 7, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_7,_Title_11...

    t. e. Chapter 7 of Title 11 U.S. Code is the bankruptcy code that governs the process of liquidation under the bankruptcy laws of the U.S. In contrast to bankruptcy under Chapter 11 and Chapter 13, which govern the process of reorganization of a debtor, Chapter 7 bankruptcy is the most common form of bankruptcy in the U.S. [1]

  6. Debt relief: Pros and cons - AOL

    www.aol.com/finance/debt-relief-pros-cons...

    Meanwhile, Chapter 7 bankruptcy provides a single discharge of all debts and the liquidation of most property. Pros of debt consolidation Consolidating debt with a balance transfer credit card can ...

  7. Chapter 13, Title 11, United States Code - Wikipedia

    en.wikipedia.org/wiki/Chapter_13,_Title_11...

    The disadvantage of filing for personal bankruptcy is that, under the Fair Credit Reporting Act, a record of this stays on the individual's credit report for up to 7 years (up to 10 years for Chapter 7); [5] still, it is possible to obtain new debt or credit (cards, auto, or consumer loans) after only 12–24 months, and a new FHA mortgage loan just 25 months after discharge, and Fannie Mae ...

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