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  2. How to Find a Fixed-Rate Credit Card - AOL

    www.aol.com/news/fixed-rate-credit-card...

    What Are Fixed-Rate Credit Cards? Most credit cards today have a variable annual percentage rate, meaning the interest rate will go up or down based on the benchmark rate, such as the prime rate.

  3. Fixed vs. variable interest rates: How these rate types work ...

    www.aol.com/finance/fixed-vs-variable-interest...

    Say you take out a fixed-rate personal loan to pay down high-interest credit card debt when the Fed rate is at an all-time high. Since credit card rates are generally higher than personal loan ...

  4. How to choose a student credit card - AOL

    www.aol.com/finance/choose-student-credit-card...

    Here are the other factors you’ll need to compare when choosing a student credit card: Annual percentage rates (APRs): There are a few types of APRs when it comes to credit cards, ...

  5. Are Sallie Mae student loans federal or private? - AOL

    www.aol.com/finance/sallie-mae-student-loans...

    Perkins loans are need-based and have a fixed rate of 5%, while direct subsidized and unsubsidized loans are available to all undergraduates, with an interest rate of 5.50%. Parent PLUS loans are ...

  6. A new borrowing option for hard-up Americans: a credit card ...

    www.aol.com/finance/borrowing-option-hard...

    Credit card interest rates, which currently average 24.43% in the U.S., can also lead to a debt pile-on. Of course, borrowers can avoid that by paying off their balance each month.

  7. Federal vs. private student loans: What’s the difference? - AOL

    www.aol.com/finance/federal-vs-private-student...

    Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

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