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  2. 8 ways to take penalty-free withdrawals from your IRA ... - AOL

    www.aol.com/finance/8-ways-penalty-free...

    Unfortunately, the U.S. government imposes a 10 percent penalty on any withdrawals before age 59 1/2. However, some early distributions qualify for a waiver of that penalty — for instance ...

  3. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    If you tap your 401(k) before the age of 59½, you’re subject to a 10% early withdrawal penalty, except under specific circumstances. Learn the ins and outs of 401(k) withdrawals and potential ...

  4. IRA Early Withdrawal Rules and Penalties for 2024 - AOL

    www.aol.com/ira-early-withdrawal-rules-penalties...

    Early withdrawals incur a 10% penalty in most cases, emphasizing the importance of careful planning and consideration of exceptional cases to avoid unnecessary fees.

  5. How to withdraw money from a 401(k) early - AOL

    www.aol.com/finance/withdraw-money-401-k-early...

    Those taking distributions due to disasters after December 27, 2020 will not be subject to the 10 percent bonus penalty for early withdrawal as long as they do not withdraw more than $22,000 ...

  6. Retirement Withdrawal Strategies: Maximize Savings and ... - AOL

    www.aol.com/finance/retirement-withdrawal...

    Early Withdrawal Penalty. 10% penalty if withdrawn before 59½ (exceptions apply) ... Also, there is a 10% penalty if withdrawals occur before 59½, though, there are some exceptions that do apply.

  7. 5 ways to avoid taking early withdrawals on your 401(k ... - AOL

    www.aol.com/finance/5-ways-avoid-taking-early...

    On top of that, early withdrawals can result in higher taxes, often with an added penalty of 10 percent. Those are a lot of negatives, and while there may be times when an early withdrawal is ...

  8. Substantially equal periodic payments - Wikipedia

    en.wikipedia.org/wiki/Substantially_equal...

    Substantially equal periodic payments (SEPP) are one of the exceptions in the United States Internal Revenue Code that allows a retiree to receive payments before age 59 1 ⁄ 2 from a retirement plan or deferred annuity without the 10% early distribution penalty under certain circumstances. [1]

  9. Roth IRA Withdrawals: Avoid Penalties and Maximize Your ... - AOL

    www.aol.com/roth-ira-withdrawals-avoid-penalties...

    Withdrawal Penalty: The IRS will impose a 10% penalty on the earnings portion of the withdrawal if you are under 59½, unless an exception applies. Exceptions to the Early Withdrawal Penalty First ...