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  2. With Rates at 5.15%, Should You Put CDs in Your Roth IRA? - AOL

    www.aol.com/rates-5-15-put-cds-133011631.html

    Interest on a CD is taxable as ordinary income, but the potential tax savings from using Roth IRA money for CDs typically isn't worth it. Consider that the best 5-year CD rates are currently ...

  3. What is an IRA CD? - AOL

    www.aol.com/finance/ira-cd-135000706.html

    An IRA CD is an individual retirement account that’s invested in certificates of deposit (CDs). Regular CDs and IRA CDs differ in how much you can invest and what penalties you may be subject to.

  4. Best CD rates for December 17, 2024 - AOL

    www.aol.com/finance/best-cd-rates-today-rescue...

    Best CD rates today: Rescue your savings with top-tier yields of up to 4.52% ahead of Fed decision — Dec. 17, 2024

  5. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    That’s because CD rates closely follow the federal funds rate, which is currently elevated due to the Federal Reserve's aggressive interest rate hikes and holds over the past year The Fed raised ...

  6. Best CD rates today: Don't miss peak rates of 4.5% and up ...

    www.aol.com/finance/best-cd-rates-today-dont...

    Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% APY on a 10-month CD at Langley Federal Credit Union and up ...

  7. Is an IRA certificate of deposit (CD) tax deductible? - AOL

    www.aol.com/finance/ira-certificate-deposit-cd...

    IRA CDs are special certificates of deposit held within an IRA, offering tax-deferral benefits on the interest earned. They may have higher interest rates than regular CDs, as banks consider the ...