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  2. Florida homeowners are being denied hurricane insurance ... - AOL

    www.aol.com/finance/florida-homeowners-being...

    Florida homeowners are being denied hurricane insurance because of sky-high deductibles — 1 man says deductible was $7,200 on damage of just $4,500.

  3. Citizens Property Insurance Corporation - Wikipedia

    en.wikipedia.org/wiki/Citizens_Property...

    The Florida Insurance Guaranty Association board met on March 31 and filed for an emergency assessment of 1% on all Florida property insurance policies. [32] That is in addition to a 0.7% for 2022, a 1.3% assessment from July 1 2022 to June 30 2023, and another 0.7% ending December 31 2023. [32]

  4. How to choose the best home insurance company - AOL

    www.aol.com/finance/choose-best-home-insurance...

    In homeowners insurance, the 80 percent rule refers to the fact that most insurance companies require homeowners to insure their home for at least 80 percent of its total replacement cost.

  5. Is Florida Finally Fixing Its Broken Homeowners Insurance Market?

    www.aol.com/news/florida-finally-fixing-broken...

    Of the $165 billion in natural disaster–caused damage the U.S. experienced in 2022, $116 billion of it was in Florida. Average annual home insurance premiums are triple the national average ...

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  7. Home warranty - Wikipedia

    en.wikipedia.org/wiki/Home_warranty

    Just as is the case with home warranty in states such as Florida, [4] residential service contracts are regulated in some states such as Texas. [5] It is of value for consumers to understand their state's regulations for companies that offer to provide maintenance or repair services and/or coverage for related costs since some companies may be ...

  8. Water damage - Wikipedia

    en.wikipedia.org/wiki/Water_damage

    A number of insurance companies offer policyholders reduced rates for installing a whole-house leak protection system. As far as insurance coverage is concerned, damage caused by surface water intrusion to the dwelling is considered flood damage and is normally excluded from coverage under traditional homeowners' insurance.

  9. Can lawmakers save the collapsing Florida home insurance market?

    www.aol.com/finance/lawmakers-save-collapsing...

    Bankrate interviewed experts to learn why the Florida insurance market is in crisis. ... House Bill 881 extends the My Safe Florida Home Program to more properties, waiving the wind-born region ...

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