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This story was updated to add new information. More than 50,000 Credit Karma customers will soon receive checks or PayPal payments as part of a $2.5 million Federal Trade Commission payout.
Credit Karma, which provides users with tools to monitor their credit scores and reports, told some users that they had "90% odds" of being approved for credit products, according to the FTC. Such ...
The following chart compares websites that provide United States credit reports or credit scores free of charge. Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed.
Applicants were ultimately denied, despite being told that they were “pre-approved.”
Credit scores can function as a form of social hierarchy that creates opportunities to exploit poor Americans. This can also prevent people from ever escaping their poverty or a poor financial past. [20] Credit scoring systems also act as a way to treat individuals as objects that are subject to a particular set of quantifiable attributes. [21]
Credit Karma is an American multinational personal finance company founded in 2007. It has been a brand of Intuit since December 2020. [3] It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors. [4]