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2. Is your student loan helping you build a good credit history?

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   Amounts owed: The amount you owe on loans and credit cards, including your current student loan balance relative to the original balance, can affect your scores. As you pay down your student loans ...

3. How to refinance student loans with bad credit - AOL

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   A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

4. How to improve your credit with student loans - AOL

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   Because payment history makes up such a large part of your credit score, stay on top of your student loan payments. Making timely payments is one of the best ways to use your student loans to ...

5. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]

6. Banks that refinance student loans - AOL

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   Most student loan refinance companies allow you to get a rate quote with a soft credit check, making the comparison process easy and risk-free. Apply online. Once you decide on a lender, you’ll ...

7. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15] The government combats this large outstanding balance with student loan forgiveness which come in several forms, the two most popular being Public Service Loan Forgiveness and Teacher Loan Forgiveness ...