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The post How to Calculate Spousal Social Security Benefits appeared first on SmartReads by SmartAsset. ... You can use a Social Security calculator to estimate what your benefits might be.
The base spousal benefit is equal to one-half of the higher-earning spouse's primary insurance amount -- i.e., the Social Security benefit they would be entitled to if they claimed at their full ...
Using a Social Security benefits calculator can help you understand what you might see as a benefit. All of the calculators on this list stand out from dozens of other options online.
You can estimate what your retirement benefit and your spousal benefit could be worth by creating a my Social Security account and using the calculator tools here. For your retirement benefit, you ...
Image source: Getty Images. Qualification 2: You're at least 62 years old. Just like Social Security retirement benefits, you generally must be at least 62 to claim a spousal benefit.The same full ...
For example, a "normal" spousal or widow(er)'s benefit of $1,000/month was reduced to $0.00, if the spouse or widow(er) was already drawing a non-FICA taxed government pension of $1,500 or more per month. Pensions from work where Social Security taxes were paid, did not reduce Social Security spousal or widow(er)'s benefits.
If you exceed the 36 months, Social Security will dock about four-tenths of 1 percent for further months. The math can be complicated, but Social Security provides a tool to calculate spousal ...
Image source: Getty Images. 1. Your spouse must qualify for Social Security retirement benefits. You cannot claim spousal benefits on your partner's work record unless they have a work history ...