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The working spouse’s Social Security benefits significantly contribute to their combined retirement income, making it imperative that they both understand and effectively manage their spousal ...
According to the 2024 Social Security Statistical Supplement, there are about 1.98 million people actively receiving a spousal benefit from Social Security. The average monthly benefit was $890.24 ...
The average spouse of a retired worker collects around $910 per month in benefits, according to data released by the Social Security Administration in September 2024.
Your spousal Social Security benefit will be based on the amount of benefits your husband or wife is eligible to receive at their full retirement age. If you wait to claim spousal benefits until ...
Table by author. Calculations by author. As you can see, claiming early can seriously diminish the monthly benefit you receive. The effect of claiming spousal benefits early is even greater than ...
Data source: Social Security Administration. 2. How your spouse's claiming strategy impacts your spousal benefits. One key detail about spousal benefits is that in order to be eligible, your ...
Being divorced doesn't automatically take Social Security spousal benefits off the table. To be eligible, however, you need to have been married to your ex-spouse for 10 years or more.
For example, if spouse A is the primary claimer and their monthly benefit at their full retirement age is $2,000, spouse B (the person claiming spousal benefits) is eligible to receive up to ...