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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    1. Order copies of your credit reports. Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and ...

  3. National Foundation for Credit Counseling - Wikipedia

    en.wikipedia.org/wiki/National_Foundation_for...

    The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.

  4. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    Key loan details. Requirements • Interest rates from 6% APR to 36% APR, depending on credit • Loan amounts from $1,000 to $50,000 • Repayment terms from 2 to 12 years

  5. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    On average, debt settlement services may help consumers save nearly 50% on their credit card balances, according to a report from the American Association for Debt Resolution. However, that amount ...

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    The National Credit Regulator (NCR) was established as the regulator under the National Credit Act No. 34 of 2005 (The Act) and is responsible for the regulation of the South African credit industry. It is tasked with carrying out education, research, policy development, registration of industry participants, investigation of complaints, and ...

  7. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

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