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2. Cut off? What to do if your credit card issuer lowered your limit

   www.aol.com/finance/cut-off-credit-card-issuer...

   In general, a revolving balance below 30 percent of the limit is ideal. When a credit card issuer lowers the limit on a card that has a balance, though, the debt-to-credit limit ratio will be ...

3. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

4. My new card has a lower credit limit than I expected - AOL

   www.aol.com/finance/card-lower-credit-limit...

   Getting approved for a lower credit limit may mean a hit to both your confidence and your credit score. If you were assigned a lower credit limit than you expected, canceling your new credit card ...

5. Credit limit - Wikipedia

   en.wikipedia.org/wiki/Credit_limit

   Credit utilization ratios exceeding 30% are where negative effects on credit scores become more pronounced. Credit limit calculation is done to ensure that total receivable exposure is consistent with the financial capabilities of the client and so a credit limit is set for each buyer. If the credit limit is lower than the theoretical credit ...

6. Here's the Average American's Credit Limit. How Do You ... - AOL

   www.aol.com/heres-average-americans-credit-limit...

   So if you have a credit limit of $10,000 and an average balance of $4,000, your credit utilization would be 40%. Having a lower credit utilization ratio -- ideally less than 30% -- is good for ...

7. How requesting a credit limit increase affects your credit - AOL

   www.aol.com/finance/requesting-credit-limit...

   Take the time to learn more about a credit limit increase’s impact on credit score, the pros and cons of a credit limit increase, the right time to request an increased credit limit, how ...