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  2. Historical CD interest rates: 1984-2024 - AOL

    www.aol.com/finance/historical-cd-interest-rates...

    Here’s how CD rates fell in the year after those emergency rate cuts of 2020 were made: From June 2020 to June 2021, the average one-year CD dropped to 0.17 percent APY from 0.41 percent APY.

  3. Historical CD Interest Rates: 1965-2024 - AOL

    www.aol.com/finance/historical-cd-interest-rates...

    The all-time high for CD interest rates was in December 1980, when CD rates reached an average of 18.65%. When was the last time CD rates were 5%? The last time that CD rates were at or above 5% ...

  4. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    Step-up callable CDs are a form of CD where the interest rate increases multiple times prior to maturity of the CD. Typically, the beginning interest rate is higher than what is available on shorter-maturity CDs. These CDs are often issued with maturities up to 15 years, with a step-up in interest happening at year 5 and year 10. [4]

  5. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    A variable-rate CD — also called a flex CD — is a type of certificate of deposit with an interest rate that can fluctuate periodically over the term of the CD based on market conditions.

  6. What Is a CD (Certificate of Deposit)? - AOL

    www.aol.com/cd-certificate-deposit-020004620.html

    The amount of money a CD will make in a year depends on the CD rate. For example, if the $10,000 CD has a one-year term with a rate of 1.00% APY , it would earn $100. What is a CD account and how ...

  7. Top CD Rates Today: January 3 — Earn Up To 4.65% APY - AOL

    www.aol.com/finance/top-cd-rates-today-january...

    CD rates are dropping but you can still grab up to 4.65% with today’s top CD rates. ... A History of Top CD Rates: 2010 to 2025 ... Prices dropping for Chiefs vs. Eagles.

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