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The Credit Union Membership Access Act is an Act for the United States government that amended the Federal Credit Union Act in 1998. The bill was proposed on the heels of the Supreme Court decision in NCUA v.
The Federal Credit Union Act is an Act of Congress [1] enacted in 1934. The purpose of the law was to make credit available and promote thrift through a national system of nonprofit , cooperative credit unions .
Changes since 1998 as a result of H.R. 1151, the Credit Union Membership Access Act, opened up membership eligibility to include much larger and loosely defined groups. [9] During the 1990s and into the 21st century, credit unions grew steadily in assets, shares and members.
The Capital Access for Small Community Financial Institutions Act is a bill introduced in the U.S. Congress that would enable credit unions that are privately insured to become members in the Federal Home Loan Bank (FHLB) system.
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The Capping Credit Card Interest Rates Act would have capped card interest rates at 18 percent, including all finance charges. ... Limited access to credit. ... Look into credit union credit cards.
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The National Credit Union Administration is the U.S. independent federal agency that supervises and charters federal credit unions. As of December 31, 2022, there were 4,760 federally insured credit unions in the United States with 135.3 million members.