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  2. What is a bad credit personal loan? Here’s what to know - AOL

    www.aol.com/finance/bad-credit-loans-know-decide...

    A bad credit personal loan is a loan for borrowers with FICO scores below 580 — though some lenders consider credit scores into the low-600s bad. They can provide funds if you need a loan but ...

  3. Where can I get a bad credit loan? - AOL

    www.aol.com/finance/where-bad-credit-loan...

    You can find loans for borrowers with bad credit through community banks, credit unions and online lenders. Predatory or misleading loans can be disguised as bad credit loans.

  4. Subprime lending - Wikipedia

    en.wikipedia.org/wiki/Subprime_lending

    The originator is also taken into consideration. Because of this, it was possible for a loan made to a borrower with "prime" characteristics (e.g. high credit score, low debt) to be classified as subprime. [6] Proponents of subprime lending maintain that the practice extends credit to people who would otherwise not have access to the credit market.

  5. The biggest pros and cons of personal loans for bad credit - AOL

    www.aol.com/finance/pros-cons-bad-credit-loans...

    Key takeaways. A bad credit loan is a type of personal loan that caters to borrowers with credit scores below 670. If handled properly, bad credit loans can boost your credit score by adding to ...

  6. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan ...

  7. What do lenders look for beyond your credit score?

    www.aol.com/finance/lenders-look-beyond-credit...

    This is especially useful if you have limited credit history or a bad credit score. If you sign the loan with someone in a better financial situation, the lender may give you a better interest ...

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