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2. Debt consolidation vs. Bankruptcy: Which is right for you?

   www.aol.com/finance/debt-consolidation-vs...

   Debt consolidation loan: This is a type of personal loan. Some loans are secured , meaning you need collateral in exchange for funds, but most are unsecured. Each loan comes with its own repayment ...

3. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   And if you have federal loans, switching to a Direct Consolidation Loan can be necessary to access federal student loan repayment and forgiveness plans. That said, there are times when ...

4. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   Retain federal student loan benefits: When you consolidate federal student loans, you can still take advantage of income-driven repayment plans, forgiveness options and repayment hardship plans in ...

5. How to get out of debt without paying - AOL

   www.aol.com/finance/debt-without-paying...

   Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...

6. What is debt forgiveness? - AOL

   www.aol.com/finance/debt-forgiveness-202301471.html

   Debt consolidation: Debt consolidation merges multiple debts into a single loan, typically with a lower interest rate. This can simplify payments and potentially reduce overall debt.

7. Student loans and bankruptcy: What you need to know - AOL

   www.aol.com/finance/student-loans-bankruptcy...

   The new processes established by the Department of Justice in 2022 has made it easier for borrowers to discharge student loans through bankruptcy. Filing for student loan bankruptcy is never ideal ...