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However, most 401(k) plans have a limited number of investment offerings, so if you’re not happy with your current plan’s options, you’re probably better off rolling the old account into an IRA.
Finding old 401(k) accounts can get complicated, especially if you don't they’re missing. To avoid this, take steps to manage your accounts proactively: Roll over your 401(k) when leaving a job.
It is not uncommon to lose track of an old 401(k) account after you change jobs. It's easy for people to assume their 401(k) contributions continue when they get a new job. Financial services ...
Some options already exist for finding your missing 401(k)s or retirement plans. But you will need to do some digging and take various routes to find that missing money.
You can roll an old 401(k) into a traditional or Roth IRA -- but there are tax implications if you roll over a non-Roth 401(k) into a Roth IRA. Specifically, your funds will be subject to income ...
To help you look for an old 401(k), here are some suggestions, along with some free resources that can help you search.
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