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Though they receive the publications free of charge, depository libraries are responsible for the costs of processing the items and making them available. All depository libraries must make their collections of these documents available to the general public, and the services provided for government documents must be on par with the services ...
Duncan established a friendly society to create a cooperative depository institution in order to enable his poorest parishioners to hold savings accounts accruing interest for sickness and old-age. [1] [2] Another precursor of modern savings banks were the ideas of Friedrich Wilhelm Raiffeisen that led to rural credit unions and cooperative banks.
This period set the stage for the expansion of cooperative movements in the United States. The early 20th century saw a surge in consumer co-ops, especially during the Great Depression, when the establishment of self-help cooperatives was advocated by figures like Upton Sinclair and supported by Franklin Roosevelt's New Deal. This era ...
Search engines harvest the content of open access repositories, constructing a database of worldwide, free of charge available research. [ 1 ] [ 2 ] [ 3 ] Data repositories are the cornerstone for FAIR (findable, accessible, interoperable and reusable) data practices and are used expeditiously within the scientific community.
Another type of depository library in the United States are federal depository libraries, which are entitled to free copies of all materials (digital, print, microform, etc.) published by the Government Publishing Office. By accepting these materials, the libraries commit to providing free public access to the depository collection, and they ...
A mutual bank is a cooperative financial institution owned by its depositors or customers. They include mutual organization , mutual savings banks and cooperative banking . Unlike traditional banks , which prioritize shareholder profits, mutual banks focus on serving their members' interests. [ 1 ]
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A savings and loan association (S&L), or thrift institution, is a financial institution that specializes in accepting savings deposits and making mortgage and other loans. . While the terms "S&L" and "thrift" are mainly used in the United States, similar institutions in the United Kingdom, Ireland and some Commonwealth countries include building societies and trustee savings b