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  2. Hard money lending: Guide to hard money loans and lenders - AOL

    www.aol.com/finance/hard-money-lending-guide...

    Similar to payday lenders: Like payday lenders offering personal loans, hard money lenders have little oversight or regulation to adhere to, says Bruce Ailion, a real estate attorney and Realtor ...

  3. Hard money loan - Wikipedia

    en.wikipedia.org/wiki/Hard_money_loan

    From inception, the hard money field has always been formally unregulated by state or federal laws, although some restrictions on interest rates (usury laws) by state governments restrict the rates of hard money such that operations in several states, including Tennessee and Arkansas, are virtually untenable for lending firms. [7] The hard ...

  4. How Do Hard Money Loans Work? Here’s What Real Estate ... - AOL

    www.aol.com/hard-money-loans-real-estate...

    The hard money lender approves a loan in the amount of $170,000 — well within the typical loan limit of 70% of after-repair value. The loan term is 12 months, and the lender charges a 15% fixed ...

  5. 12 Creative Financing Strategies for Real Estate Investing - AOL

    www.aol.com/12-creative-financing-strategies...

    6. Hard Money. Hard money loans are short-term loans provided by private lenders, usually secured by the property itself. These loans are typically used for quick real estate transactions or when ...

  6. Creative financing - Wikipedia

    en.wikipedia.org/wiki/Creative_financing

    A hard money lender may get his financing either from his own contacts with private lenders, or financial institutions with whom he has established his own lines of credit. Hard money loans are made to real estate investors for the purpose of investing in and rehabbing real estate. Rates are a little higher than borrowing directly from a ...

  7. Patch of Land - Wikipedia

    en.wikipedia.org/wiki/Patch_of_Land

    Website. www.patchofland.com. Patch of Land is a peer-to-peer real estate crowdfunding online marketplace and hard money loan provider that connects real estate developers needing financing to lenders and real estate investors. Patch of Land focuses on 6–24 months real-estate first lien mortgage loans with borrower guarantees.

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