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States may allow large employers and multi-employer health plans to purchase coverage in the health insurance exchange. The two federally regulated "multi-state plans" (MSPs) that began being phased into state health insurance exchanges on January 1, 2014, become available in every state. [110]
The U.S. Department of Health and Human Services (HHS) estimated that 20.0 million adults (aged 18–64) gained healthcare coverage via ACA as of February 2016; [6] similarly, the Urban Institute found in 2016 that 19.2 million non-elderly Americans gained health insurance coverage from 2010 to 2015. [203]
Legislation requires family insurance plans with dependent coverage to extend this coverage until young adults reach the age of 26. [8] Prior to the ACA, most employer-based health insurance plans stopped dependent coverage when the child turned 18 or 19, or had graduated from college. [ 7 ]
California will extend healthcare coverage to about 40,000 low-income, undocumented young adults who were at risk of losing coverage.
In the United States, Medicaid is a government program that provides health insurance for adults and children with limited income and resources. The program is partially funded and primarily managed by state governments, which also have wide latitude in determining eligibility and benefits, but the federal government sets baseline standards for state Medicaid programs and provides a ...
In October 2020, Health Affairs writers summarized the results of several studies that placed the higher death rates for the uninsured between 1 per 278 to 1 per 830 persons without insurance: "Based on the ACS coverage data, we estimate that between 3,399 and 10,147 excess deaths among non-elderly US adults may have occurred over the 2017-2019 ...
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