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  2. Texas Property and Casualty Insurance Guaranty Association

    en.wikipedia.org/wiki/Texas_Property_and...

    We are an insurance safety net and partner in the insolvency system, fairly serving the people of Texas in an efficient and cost-effective way. TPCIGA, Mission statement According to the Texas State Auditor's Office, the "Association's purpose is to pay, fairly and in a timely manner, valid insurance claims involving insolvent property and ...

  3. Joint and several liability - Wikipedia

    en.wikipedia.org/wiki/Joint_and_several_liability

    Under joint and several liability or (in the U.S.) all sums, a plaintiff (claimant) is entitled to claim an obligation incurred by any of the promisors from all of them jointly and also from each of them individually. Thus the plaintiff has more than one cause of action: if she pursues one promisor and he fails to pay the sum due, her action is ...

  4. Texas Department of Insurance - Wikipedia

    en.wikipedia.org/wiki/Texas_Department_of_Insurance

    The Barbara Jordan Building's entrance is off of the Texas Capitol Mall, a newly designed pedestrian space. The Texas Department of Insurance (TDI) regulates insurers and other companies that conduct insurance business in Texas, and assists Texas-based insurance consumers. TDI was founded in 1876 as the Department of Insurance, Statistics and ...

  5. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  6. Joint bank accounts: The pros and cons for every stage of life

    www.aol.com/finance/pros-and-cons-joint-bank...

    You get more insurance coverage. Joint accounts often have double the FDIC insurance limit of individual accounts. This means your money is protected up to $500,000, instead of the standard ...

  7. Syndicate - Wikipedia

    en.wikipedia.org/wiki/Syndicate

    Some insurance markets such as Lloyd's of London provide insurance coverage underwritten by syndicates of investors who bear the full liability for meeting the costs of any claims. Each member of the syndicate has several liability which is a full and unfettered liability for the costs and expenses for the consequences of the underwriting ...

  8. How to switch car insurance companies: 5 simple steps - AOL

    www.aol.com/finance/how-to-switch-car-insurance...

    5 steps to switch to a new car insurance company. Making the switch to a new car insurer can sound daunting at first, but you could be missing out on more than $450 in savings a year by staying ...

  9. Auto insurance after a DUI in Texas - AOL

    www.aol.com/finance/auto-insurance-dui-texas...

    The average annual cost of car insurance in Texas for a driver with a clean record is $2,613. After a DUI, however, the average cost of full coverage increases to $3,901 per year.