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  2. Build a stable payment history with your lenders: Since your payment history comprises 35 percent of your credit score, on-time payments are the most effective way to increase your score.

  3. How to improve your credit score for a mortgage - AOL

    www.aol.com/finance/improve-credit-score...

    Mortgage credit score requirements. ... For example, using Bankrate’s mortgage calculator, let’s say you buy a $300,000 house with a 6.875 percent fixed rate and put 3 percent down. Your ...

  4. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Improving your credit score before getting a mortgage. The most attractive interest rates are reserved for borrowers with solid credit scores. With a credit score of 740 or higher, you can get a ...

  5. How to refinance your ARM into a fixed-rate mortgage - AOL

    www.aol.com/finance/refinance-arm-fixed-rate...

    Check your credit history and score — most mortgage lenders require at least 620, with the best rates going to scores above 740. Order your free credit report from the government-backed ...

  6. How your mortgage affects your credit score - AOL

    www.aol.com/finance/mortgage-affects-credit...

    Key takeaways. Getting a mortgage can cause a temporary dip in your credit score. But consistent, on-time mortgage payments will cause your credit score to rebound, and even improve over time.

  7. Can Refinancing a Mortgage Lower Your Credit Score? - AOL

    www.aol.com/refinancing-mortgage-lower-credit...

    While paying your bills on time and maintaining a low balance are well-known ways to help you maintain your credit score, it's less clear how refinancing your mortgage or loan affects your score ...

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