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In insurance, an adjustment clause in a contract specifies how the amount of a claim (particularly a claim against an insurance company) will be determined for the purposes of a settlement, giving consideration to objections made by the debtor or insurance company, as well as the allegations of the claimant in support of his claim. For example ...
Insurance companies allege that asbestos litigation has taken too heavy a toll on insurance and industry. A 2002 article in the British The Daily Telegraph ' s associate quoted Equitas, the reinsurance vehicle which assumed Lloyd's of London 's liabilities, which argued that asbestos claims were the "greatest single threat" to Lloyd's of London ...
Insurance bad faith is a tort [1] unique to the law of the United States (but with parallels elsewhere, particularly Canada) that an insurance company commits by violating the "implied covenant of good faith and fair dealing" which automatically exists by operation of law in every insurance contract.
For example, hurricane wind damage or a fire in your home often result in extensive damage and will typically be the right catalyst for filing a claim. You have an endorsement for the damage
In fact, between 2020 and 2023, insurance premiums in the top counties for climate risk increased by 22%, the report finds; from 2017 to 2022, insurance premiums increased 40% faster than inflation.
The primary reason for professional liability coverage is that a typical general liability insurance policy will respond only to a bodily injury, property damage, personal injury or advertising injury claim. Other forms of insurance cover employers, public and product liability. However, various professional services and products can give rise ...
Following the fires this week, California Insurance Commissioner Ricardo Lara invoked moratorium powers to suspend all policy non-renewals and cancellations from insurance companies for one year.
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