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2. California FAIR Plan insurance: What it is and how it works - AOL

   www.aol.com/finance/california-fair-plan...

   It is a supplemental form of insurance meant to fill in the coverage gaps left by a FAIR Plan policy. It includes coverage for a wider selection of perils, like theft, and can provide liability ...

3. Victims of the Pacific Palisades fire face another harsh ...

   www.aol.com/finance/victims-pacific-palisades...

   "Premiums are increasing in fire-prone areas because insurance companies are dealing with more claims and bigger payouts," says Nick Ramirez, a California-based Goosehead insurance agent. "It’s ...

4. California is in a home-insurance crisis. The Pacific ... - AOL

   www.aol.com/news/california-home-insurance...

   In 2024, the California Department of Forestry and Fire Protection, known as Cal Fire, battled 8,024 wildfires that burned more than 1,000,000 acres of land, and damaged or completely destroyed ...

5. January 2025 Southern California wildfires - Wikipedia

   en.wikipedia.org/wiki/January_2025_Southern...

   The Sunswept Fire was reported by Los Angeles Fire Department at 8:52 p.m. in the 3000 block of North Sunswept in Studio City, Los Angeles. [142] The fire began to burn a four-story home before it was extinguished by firefighters. [143] On January 9, the Creek Fire was reported at 1:51 p.m. PST near Big Tujunga Creek.

6. Pacific Palisades fire may spell an end to cheap homeowners ...

   www.aol.com/pacific-palisades-fire-may-spell...

   California's high property values may make that insurance seem relatively cheap, but even on an absolute dollar basis residents the average annual premium of $2,200 was less than residents paid in ...

7. Builder's risk insurance - Wikipedia

   en.wikipedia.org/wiki/Builder's_risk_insurance

   Builder's risk covers perils such as fire, wind, theft, vandalism and many more. It typically does not cover perils such as earthquake, flood or hurricane damage unless the policy has been specifically endorsed to do so. [3] However, earthquake riders can be economical, depending on where a project is located.