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  2. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    NAIC’s complaint index shows the number of complaints lodged against a company, broken down by product line. With a benchmark index of 1.0, anything above that indicates a higher number of ...

  3. Reliance Insurance Company - Wikipedia

    en.wikipedia.org/wiki/Reliance_Insurance_Company

    The speed and size of Reliance's collapse in turn caused uncertainty about the foremost insurance rating agencies, such as A.M. Best Co., who until June 2000 rated Reliance's financial strength as an A− (excellent), and Standard & Poor's, who had assigned the insurer an A(strong) rating. [10]

  4. National Association of Insurance Commissioners - Wikipedia

    en.wikipedia.org/wiki/National_Association_of...

    NAIC staff supports these efforts and represents the collective views of state regulators domestically and internationally. NAIC members, together with the central resources of the NAIC, form the national system of state-based insurance regulation in the U.S. The NAIC is an Internal Revenue Code Section 501(c)(3) non-profit organization.

  5. Insurance Regulatory Information System - Wikipedia

    en.wikipedia.org/wiki/Insurance_Regulatory...

    The Insurance Regulatory Information System (IRIS) is a database of insurance companies in the United States run by the National Association of Insurance Commissioners. IRIS is designed to provide information about insurers' financial solvency.

  6. Standard vs. nonstandard car insurance: What you need to know

    www.aol.com/finance/standard-vs-nonstandard-car...

    Driver profile. Average annual full coverage premium. Clean record. $2,458. Coverage lapse. $2,705. 18-year-old (standalone policy) $6,687. DUI conviction. $4,713

  7. Model Audit Rule 205 - Wikipedia

    en.wikipedia.org/wiki/Model_Audit_Rule_205

    The NAIC internal designation for the Annual Financial Reporting Model Regulation is MDL 205, where MDL stands for Model, and the number of the model rule is 205. [4] Because the regulation was issued by NAIC, which is not a federal agency with direct regulatory power, its adoption is on a state-by-state basis.

  8. Nationally recognized statistical rating organization - Wikipedia

    en.wikipedia.org/wiki/Nationally_recognized...

    The use of the term NRSRO began in 1975 when the SEC promulgated rules regarding bank and broker-dealer net capital requirements (17 CFR 240.15c3-1).[1]Prior to 1975, the SEC did not adopt specific standards for determining which credit rating agencies were "nationally recognized", and instead addressed the question on a case-by-case basis. [2]

  9. RLI Corp. - Wikipedia

    en.wikipedia.org/wiki/RLI_Corp.

    RLI Corp. is an American insurance company specializing in property insurance and casualty insurance. [2] It is headquartered in Peoria, Illinois. [2] [3]RLI conducts its operations primarily through four insurance subsidiaries — RLI Insurance Company, Mt. Hawley Insurance Company, [4] RLI Indemnity Company, and Contractors Bonding and Insurance Company.