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2. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   Unsecured personal loans don’t require collateral to get approved. If you cannot repay an unsecured loan according to the agreed-upon terms with your lender, you’ll face significant financial ...

3. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Before you take out a personal loan, weigh the pros and cons. If you decide they’re the right fit for you, compare multiple lenders to find an option that best matches your needs. Show comments

4. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   Technically these are just unsecured personal loans in which the funds are to be exclusively used for related purchases. Personal loan interest rates are typically lower than credit card rates ...

5. Should you use a personal loan to pay your taxes? - AOL

   www.aol.com/finance/loan-to-pay-taxes-124723856.html

   A personal loan may offer a cheaper way out of tax debt if you can meet 3 key criteria. Learn the benefits and drawbacks — including alternatives — in this comprehensive guide.

6. Prosper Marketplace - Wikipedia

   en.wikipedia.org/wiki/Prosper_Marketplace

   Prosper's unsecured personal loans are fully amortized over a period of three or five years, with no pre-payment penalties. Prosper generates revenue by collecting a one-time fee on funded loans from borrowers and assessing an annual loan servicing fee to investors. From 2006 to 2009, Prosper operated a variable rate model.

7. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   An unsecured personal loan doesn’t require collateral to get approved. Qualifying is based on your credit score and income. Because of this, you’ll typically need good or excellent credit to ...