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  2. Credibility theory - Wikipedia

    en.wikipedia.org/wiki/Credibility_theory

    The problem is then to devise a way of combining the experience of the group with the experience of the individual risk to calculate the premium better. Credibility theory provides a solution to this problem. For actuaries, it is important to know credibility theory in order to calculate a premium for a group of insurance contracts. The goal is ...

  3. What to know about creditable coverage - AOL

    www.aol.com/lifestyle/know-creditable-coverage...

    A person may delay Medicare enrollment as they may have other types of health insurance, known as creditable coverage. Read on for more. What to know about creditable coverage

  4. Civil Service Retirement System - Wikipedia

    en.wikipedia.org/wiki/Civil_Service_Retirement...

    However, if the break in service is greater than 365 days, the employee is also covered under Social Security and will be deemed CSRS Offset. Overall benefits paid to CSRS or CSRS Offset employees will remain equitable based on the number of years of creditable service and CSRS formula upon retirement.

  5. How Exactly Do I Calculate My Average Value of Personal ...

    www.aol.com/finance/exactly-calculate-average...

    Insurance Tips. A financial advisor can be invaluable during the process of getting value out of your property and making sure you have all the insurance coverage you need. Finding a financial ...

  6. Actuarial present value - Wikipedia

    en.wikipedia.org/wiki/Actuarial_present_value

    The actuarial present value (APV) is the expected value of the present value of a contingent cash flow stream (i.e. a series of payments which may or may not be made). ). Actuarial present values are typically calculated for the benefit-payment or series of payments associated with life insurance and life

  7. Insurance company ratings explained - AOL

    www.aol.com/finance/insurance-company-ratings...

    Insurance company ratings take into account a number of factors. Besides the finances, the general health and ethics of the company are also considered before rating the insurer. Some other ...

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