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  2. Participation in mental health care in low-income households ...

    www.aol.com/lifestyle/participation-mental...

    While pre-insurance therapy fees can be cost prohibitive, the 2008 Mental Health Parity and Addiction Equity Act requires health insurance plans to provide more equitable coverage for mental ...

  3. How To Pay for Your Mental Health Care (and How To Make It ...

    www.aol.com/finance/pay-mental-health-care...

    “Affordable mental health care options are a must for the majority of the American public,” Wolff said. “A professional favorite option for private pay mental health is Open Path Collective .

  4. Why Is Therapy So Expensive? Plus, How to Reduce Your Costs - AOL

    www.aol.com/lifestyle/7-ways-affordable-therapy...

    There are so-called parity laws in place that are supposed to ensure that insurance coverage for mental health care is comparable to other medical treatments. Yet reimbursement rates for therapy ...

  5. Affordable Care Act - Wikipedia

    en.wikipedia.org/wiki/Affordable_Care_Act

    A 2017 study found that the ACA reduced socioeconomic disparities in health care access. [206] The Affordable Care Act reduced the percent of Americans between 18 and 64 who were uninsured from 22.3 percent in 2010 to 12.4 percent in 2016. About 21 million more people have coverage ten years after the enactment of the ACA.

  6. Essential health benefits - Wikipedia

    en.wikipedia.org/wiki/Essential_health_benefits

    The essential health benefits are a minimum federal standard and "states may require that qualified health plans sold in state health insurance exchanges also cover state-mandated benefits." [ 1 ] : 3 The act gives "considerable discretion" to the Secretary of Health and Human Services to determine, through regulation, what specific services ...

  7. Health insurance marketplace - Wikipedia

    en.wikipedia.org/wiki/Health_insurance_marketplace

    All private health insurance plans offered in the Marketplace must offer the following essential health benefits: ambulatory care, emergency services, hospitalization (such as surgery), maternity and newborn care, mental health and substance abuse services, prescription drugs, rehabilitative and habilitative services (services to help people ...

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