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  2. 6 things to do after completing a balance transfer - AOL

    www.aol.com/finance/6-things-completing-balance...

    When I performed my balance transfer with the Citi Simplicity® Card* for $4,000, I had a balance transfer fee of $200 and an intro APR period of 21 months. So I divided $4,200 by 21 months and ...

  3. Citi Easy Deals: How To Get Discounts on Gift Cards, Travel ...

    www.aol.com/finance/citi-easy-deals-discounts...

    You can apply for the Diamond Preferred card or the Citi Simplicity card on the Citi website and, if qualified, enjoy a 0% intro APR for 18 months on purchases and balance transfers. (Balance ...

  4. Which cards still offer a 21-month intro APR? - AOL

    www.aol.com/finance/cards-still-offer-21-month...

    The Citi Diamond Preferred is nearly identical to the Citi Simplicity, offering the same 21-month 0 percent intro APR on balance transfers and 12-month 0 percent intro APR on purchases (then an 18 ...

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  6. Citigroup - Wikipedia

    en.wikipedia.org/wiki/Citigroup

    Citi continues to offer corporate and institutional banking and wealth management in Panama and Costa Rica. [124] On April 1, Citigroup became the exclusive issuer of Costco-branded credit cards. [125] In April 2016, Citi was given regulatory approval for its "living will", its plans to shut down operations in the event of another financial crisis.

  7. List of major credit card issuers and networks - AOL

    www.aol.com/finance/list-major-credit-card...

    Citi Strata Premier® Card. Citi Simplicity® Card* Advantages of this card issuer: ... You may have a better chance of approval without sacrificing card features. Travel partners.

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