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In addition to their base policies, many providers offer coverage for declared pre-existing conditions (e.g. asthma, diabetes, cancer), [11] higher risk sports and activities (e.g. skiing, trekking at high altitudes, scuba diving), [12] rental car damage, [13] and cruising.
Cruising the high seas is a favorite way to explore the world for many. 31.7 million travelers took a cruise last year, according to Statista, and by 2027, that number is expected to climb to 39.4 ...
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We will make it illegal for an insurance company to deny coverage to someone with prior coverage on the basis of a pre-existing condition." [ 24 ] In a March 3, 2010, address, President Barack Obama said that coverage denied to those with pre-existing conditions is a serious problem that would only grow worse without major reforms. [ 25 ]
Policies are underwritten in one of two ways: moratorium; and full medical underwriting. With moratorium underwriting, applicants are not required to disclose any medical declarations, and so some pre-existing conditions may be covered; although, there are restrictions to the coverage of pre-existing conditions. New or unexpected conditions ...
A difference in conditions policy is an insurance policy that can help provide additional and expanded coverage for your home or business if you live in a region that sees regular disasters.
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