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  2. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Hard credit inquiries, sometimes called hard pulls or hard credit checks, take place when you request a new line of credit or begin the process of taking on a major financial commitment. If you ...

  3. Can you remove hard inquiries from your credit report? - AOL

    www.aol.com/finance/remove-hard-inquiries-credit...

    A credit inquiry, sometimes known as a credit pull, is a request to look at your credit report. Inquiries happen when individuals or companies want to know more about your financial health ...

  4. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    The Search for a New Credit (Credit inquiries) (10% contribution on the FICO scale): An inquiry is noted every time a company requests some information from a consumer's credit file. There are several kinds of inquiries that may or may not affect one's credit score .

  5. Can anyone check my credit without permission? - AOL

    www.aol.com/finance/anyone-check-credit-without...

    A soft credit inquiry, on the other hand, is about gathering information. If you’re trying to get preapproved for one of today’s best credit cards, for example, a lender will perform a soft ...

  6. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    [citation needed] Credit inquiries that were made by the consumer (such as pulling a credit report for personal use), by an employer (for employee verification), or by companies initiating pre-screened offers of credit or insurance do not have any impact on a credit score: these are called "soft inquiries" or "soft pulls", and do not appear on ...

  7. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Credit accounts (i.e., credit cards and loans) Credit inquiries (when lenders check your credit after you apply for financing) Debts in collection. Public records (i.e., bankruptcies)

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