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  2. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    Personal loans generally have faster approval and payment times than secured loans. That makes them useful for emergencies or other situations where you need money quickly.

  3. What is a personal loan? How it works — and what to know ...

    www.aol.com/finance/what-is-a-personal-loan...

    A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

  4. I followed Dave Ramsey’s plan and paid off over $200k in just ...

    www.aol.com/followed-dave-ramsey-plan-paid...

    Key Points. A caller to the Dave Ramsey show paid off $234,000 in 31 months. The caller worked 96 hours a week so she could become debt-free. For most people, increasing income and cutting ...

  5. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Like auto loans and mortgages, secured personal loans require collateral for approval. Rather than being backed by a car or house, a secured personal loan might rely on something like a ...

  6. Where to get a personal loan - AOL

    www.aol.com/finance/where-personal-loan...

    The average interest rate on a three-year personal loan from a credit union is 10.58 percent, according to September 2023 data from the National Credit Union Administration (NCUA). However, the ...

  7. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    Longer repayment terms than many personal loans, sometimes up to 30 years. ... Payments are typically made over four to six weeks and are often interest free. Bankrate’s Buy Now, ...

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