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  2. Debt-Free Future: The Best and Worst Debt-Relief ... - AOL

    www.aol.com/debt-free-future-best-worst...

    New Era Debt Solutions Founded in 1999, New Era is another company with a long history in the industry — and it’s settled more than $250 million in debt. It holds an A+ rating with the BBB and ...

  3. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    Operating as a 501(c)(3) nonprofit since 1994, Consolidated Credit Solutions has helped over 10 million people get out of debt. The agency offers a wide range of options for managing debt and ...

  4. Survey Finds That Being in Debt Is No Fun - AOL

    www.aol.com/news/2011-01-25-survey-offers...

    Being in debt isn't fun. While that's hardly groundbreaking news, that's the bottom line of a survey released last week by GreenPath Debt Solutions. Obvious or not, the survey still has some ...

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    The non-profit organization Student Debt Crisis along with Summer, a social impact startup that helps student debt holders published a national survey in 2018 that found 59% of respondents were prevented from making large purchases, 56% from buying a home, and 42% from buying a car. 58% reported that their credit scores had declined due to the ...

  6. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

  7. Credit Solutions of America - Wikipedia

    en.wikipedia.org/wiki/Credit_Solutions_of_America

    Credit Solutions of America (CSA) was an American debt settlement company based in Dallas, Texas. At its peak it had more than 1,200 employees and served more than 250,000 customers. At its peak it had more than 1,200 employees and served more than 250,000 customers.

  8. How to spot debt collection scams: 8 signs to watch out for

    www.aol.com/finance/spot-debt-collection-scams-6...

    Claim your reports online, then review them carefully to see if the debt is listed. Familiarize yourself with the FDCPA . This law prohibits deceptive or abusive practices by debt collectors.

  9. Fair Debt Collection Practices Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Debt_Collection...

    The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended), is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act.

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