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2. Distracted driving: Why staying safe means staying focused - AOL

   www.aol.com/finance/distracted-driving-why...

   In New York, drivers can be fined up to $450 for using a cell phone or electronic device and receive points on their license. Accumulating more than 11 points within 18 months may result in a ...

3. Mobile phones and driving safety - Wikipedia

   en.wikipedia.org/wiki/Mobile_phones_and_driving...

   In the United States, automobile crashes due to distracted driving are increasing even after the passage of laws intended to lessen such use while driving. Using a cell phone while driving increases the driver's risk of causing a crash. Drivers can become distracted, decreasing the driver's awareness on the road, leading to more car crashes.

4. Restrictions on cell phone use while driving in the United ...

   en.wikipedia.org/wiki/Restrictions_on_cell_phone...

   The laws regulating driving (or "distracted driving") may be subject to primary enforcement or secondary enforcement by state, county or local authorities. [1]All state-level cell phone use laws in the United States are of the "primary enforcement" type — meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense having taken place — except in ...

5. Distracted driving - Wikipedia

   en.wikipedia.org/wiki/Distracted_driving

   Drivers are not categorically prohibited from using phones while driving. For example, using earphones to talk and texting with a hands-free device remain legal. [43] Laws have not led to consistent driver compliance. Hand-held phone usage fell in New York in the five months after the hands-free law took effect.

6. 10 Places Where You Should Just Never Use Your Phone - AOL

   www.aol.com/10-places-where-just-never-110000412...

   Using your phone while driving is an entirely selfish and terribly dangerous decision. The National Safety Council reports that cell phone use while driving accounts for 1.6 million crashes each ...

7. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Bad credit loans come with higher interest rates than other types of personal loans. Rates may be similar to those of credit cards , which averaged 20.66 percent in May. But credit card interest ...