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602 was the original area code for Arizona, and was split in 1995 into 602, serving metropolitan Phoenix, and 520, serving the remainder of the state. [1] In 1999, 602 was split into 480, 602, and 623, [2] which were recombined in 2023. [3] 520 was split in 2001 to form area code 928. [4]
In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
The dealer has the option of marking up the interest rate of the contract and retaining a portion of that markup. For example, a bank may give a wholesale money rate of 6.75% and the dealer may give the consumer an interest rate of 7.75%. The bank would then pay the dealer the difference or a portion thereof.
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CSK Auto – (CSK = Checker, Schucks, Kragen) based in Phoenix, Arizona with stores nationwide; bought by O'Reilly Auto Parts in 2008 [17] [18] Parts America – Sears created the Parts America store concept in 1995 and tried to convert full service Western Auto stores into the parts only Parts America brand until it sold the stores to Advance ...
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