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  2. Employee stock purchase plan - Wikipedia

    en.wikipedia.org/wiki/Employee_stock_purchase_plan

    In the United States, an employee stock purchase plan (ESPP) is a means by which employees of a corporation can purchase the corporation's capital stock, or stock in the corporation's parent company, [1] often at a discount up to 15%. [2]

  3. Employee stock ownership plans in the United States

    en.wikipedia.org/wiki/Employee_stock_ownership...

    Employee stock purchase plans (ESPPs) are a program run by companies for their employees, enabling them to purchase company shares at a discounted price. These schemes may or may not qualify as tax efficient. In the U.S., stock options granted to employees are of two forms, that differ primarily in their tax treatment. They may be either:

  4. Deferred compensation - Wikipedia

    en.wikipedia.org/wiki/Deferred_compensation

    ERISA plans may not discriminate in favor of highly compensated employees on a percentage basis. If the president of the company is making $1,000,000/year and a clerk is making $30,000, and the company declares a 25% profit sharing contribution, the president of the company gets to count the first $230,000 only (2008 limit) and put $57,500 into ...

  5. Employee Stock Purchase vs. Ownership Plan: What You ... - AOL

    www.aol.com/finance/employee-stock-purchase-vs...

    Two increasingly popular methods that bridge the gap between employees and corporate success are employee stock purchase plans (ESPPs) and employee stock ownership plans (ESOPs). These acronyms ...

  6. Questions Employees Should Ask About Stock Awards - AOL

    www.aol.com/questions-employees-ask-stock-awards...

    An employee stock option is a contract that grants you the right to buy shares in your employer's company at a specific, fixed price, known as the exercise price, after a designated date.

  7. How to Tell if ERISA Covers Your Retirement Plan - AOL

    www.aol.com/finance/tell-erisa-covers-retirement...

    The Employee Retirement Income Security Act (ERISA), is a federal law that protects members of employer-sponsored retirement and health plans. Most American workers belong to retirement plans that ...

  8. Employee stock ownership - Wikipedia

    en.wikipedia.org/wiki/Employee_stock_ownership

    In the UK, Employee Share Purchase Plans are common, wherein deductions are made from an employee's salary to purchase shares over time. [1] In Australia it is common to have all employee plans that provide employees with $1,000 worth of shares on a tax free basis. [2] [better source needed] Such plans may be selective or all-employee plans ...

  9. 401 (k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The federal Employee Retirement Income Security Act of 1974 — or ERISA — prevents creditors from making claims against funds in retirement accounts like 401(k)s, protecting the money you paid ...