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The automobile insurance industry generally supports graduated licensing. However, some youth rights advocates have accused insurance companies of charging premiums to new and young drivers in GDL jurisdictions that are not substantially less than premiums in non-GDL jurisdictions, even though graduated licensing supposedly reduces the risk of accidents.
Provisional licensees are only permitted to drive between 5:00 a.m. and midnight, with exceptions for work, family, school and medical purposes, or when accompanied by a licensed driver 21 years of age or older. Additionally, provisional licensees may only transport one passenger under the age of 21 who is not a member of their immediate family.
The laws regulating driving (or "distracted driving") may be subject to primary enforcement or secondary enforcement by state, county or local authorities. [1]All state-level cell phone use laws in the United States are of the "primary enforcement" type — meaning an officer may cite a driver for using a hand-held cell phone without any other traffic offense having taken place — except in ...
Key takeaways. All new drivers, regardless of age or experience level, are legally required to obtain car insurance coverage. Age, driving record, location, gender, marital status, vehicle type ...
A new year brings new beginnings and, in some states, new car insurance laws. If you live in California, Utah or Virginia, effective Jan. 1, 2025, your state’s minimum car insurance requirements ...
State laws differ as to which personal factors can be used by insurance companies to calculate premiums. It is worth noting that, in North Carolina, gender is not allowed to be considered a factor ...
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