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The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.
[3] Credit rating is a highly concentrated industry, with the "Big Three" credit rating agencies controlling approximately 95% of the ratings business. [3] Moody's Investors Service and Standard & Poor's (S&P) together control 80% of the global market, and Fitch Ratings controls a further 15%. They are externalized sell-side functions for the ...
National Assessment of Educational Progress (NAEP); State achievement tests are standardized tests.These may be required in American public schools for the schools to receive federal funding, according to the US Public Law 107-110 originally passed as Elementary and Secondary Education Act of 1965, and currently authorized as Every Student Succeeds Act in 2015.
Local officials gave an update Thursday on the Front Beach Road Community Redevelopment Area Plan, noting Segment 3 is now more than halfway complete. PCB continues to make progress on CRA ...
The all events test is two-pronged concerning the recognition of income, three-pronged when dealing with deductions. It is met when (1) the right to income is fixed (recognition of income) or all events have occurred which establish the fact of liability (deduction), and (2) the amount thereof can be determined with reasonable accuracy. [3]
Griggs v. Duke Power Co., 401 U.S. 424 (1971), was a court case argued before the Supreme Court of the United States on December 14, 1970. It concerned employment discrimination and the disparate impact theory, and was decided on March 8, 1971. [1]
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The Congressional Review Act (CRA) [1] is a law that was enacted by the United States Congress as Subtitle E of the Contract with America Advancement Act of 1996 (Pub. L. 104–121 (text)) and signed into law by President Bill Clinton on March 29, 1996.