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2. Chase Slate Edge Review: A practical card for debt ... - AOL

   www.aol.com/finance/chase-slate-edge-review...

   Receive a lower interest rate every year. ... While the Chase Slate Edge℠ is a decent 0% APR card, there are cards with longer intro APR periods. The U.S. Bank Visa® Platinum Card offers a 21 ...

3. Need a New Year’s money makeover? A balance transfer ... - AOL

   www.aol.com/finance/money-makeover-balance...

   Lower interest rates: The average interest rate for credit cards that assess interest is 21.76%, according to October 2024 data from the Federal Reserve. With no interest rate for a year or longer ...

4. Will Credit Card Companies Lower My Interest Rate if I Ask? - AOL

   www.aol.com/credit-card-companies-lower-interest...

   Some credit card companies may lower your rate if you ask. Which can be a good thing given that the current average interest rate is currently hovering over 20%. Getting that “yes” answer ...

5. What happens when your 0% intro APR period ends? - AOL

   www.aol.com/finance/happens-0-intro-apr-period...

   Negotiate a lower interest rate. Call your credit card issuer and request a lower interest rate. You may be more likely to get a lower rate if you have a positive credit history (no late payments ...

6. Want To Lower Your Credit Card APR? Consider Simply Asking ...

   www.aol.com/finance/want-lower-credit-card-apr...

   One of the age-old tactics for reducing your credit card debt and lowering payments is asking your credit card company to lower your interest rate. But in a time of rising interest rates and high...

7. Slash Your Credit Card Interest to Zero With These 6 Strategies

   www.aol.com/slash-credit-card-interest-zero...

   This won't take your credit card interest to zero, but getting a lower APR can help you save money on interest -- and pay off credit card debt faster. 3. Pay off higher-interest cards first.

8. How to maximize your 0% APR credit card and avoid debt traps

   www.aol.com/finance/maximize-0-apr-credit-card...

   Debt to pay off. Monthly payments. Time to pay off. Interest/fees paid. Card with 15-month intro APR offer. $5,150 (principal balance + BT fee) $300. 17. $150 BT fee, $12.23 in interest

9. 6 ways to get the lowest rate on your next mortgage - AOL

   www.aol.com/finance/how-to-get-best-mortgage...

   For example, if you borrow $400,000 at 6% APR instead of 7% (with no PMI), your monthly payments will be $263 lower and you'll pay about $95,000 less in interest over 30 years. 4. Reconsider the ...