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2. Transferring a mortgage: How it works - AOL

   www.aol.com/finance/transferring-mortgage-works...

   Refinancing and adding a borrower: Refinancing your mortgage and adding a second borrower lets you adjust the loan’s terms and rate. It may be easier to add another borrower by refinancing.

3. Deed of trust (real estate) - Wikipedia

   en.wikipedia.org/wiki/Deed_of_trust_(real_estate)

   Transactions involving deeds of trust are normally structured, at least in theory, so that the lender/beneficiary gives the borrower/trustor the money to buy the property; the borrower/trustor tenders the money to the seller; the seller executes a grant deed giving the property to the borrower/trustor; and the borrower/trustor immediately executes a deed of trust giving the property to the ...

4. What happens to your bank account after you die? - AOL

   www.aol.com/finance/what-happens-to-bank-account...

   Adding a beneficiary or a joint account holder to your bank accounts is a great way to transfer assets to your family in a clear-cut way. You avoid the hassle of probate, and your assets are ...

5. Real estate owned - Wikipedia

   en.wikipedia.org/wiki/Real_estate_owned

   If there are no interested bidders, then the beneficiary will legally repossess the property. This is commonly the case when the amount owed on the home is higher than the current market value of the foreclosure property, such as with a mortgage loan made at a high loan-to-value during a real estate bubble. As soon as the beneficiary ...

6. Due-on-sale clause - Wikipedia

   en.wikipedia.org/wiki/Due-on-sale_clause

   "A lender may not exercise its option pursuant to a due-on-sale clause upon a transfer into an inter vivos trust in which the borrower is and remains a beneficiary and which does not relate to a transfer of rights of occupancy in the property." (12 U.S.C. 1701j-3(d)(8)..[5].) Note that a beneficiary means possibly among multiple beneficiaries ...

7. How to take over a mortgage when a loved one has passed away

   www.aol.com/over-mortgage-loved-one-passed...

   In today’s market, it’s becoming increasingly difficult to afford a house. Home prices remain sky-high, and mortgage rates are also elevated. And with the Fed’s interest rate cuts on pause ...