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The surrender period depends on several factors, including your insurance company and the type of annuity you own. If you withdraw money during the surrender period, you will likely have to pay a ...
Like traditional annuities, indexed annuities have surrender charges. These charges vary from 20% down to 1% and policies can have surrender charge periods ranging from 1 – 16 years. 10–13 years is the most common length of a surrender charge period on indexed annuities.
The annuity contract is the legal document that outlines the terms of the annuity, including its payout schedule, surrender fees and other costs. It’s important to read the contract carefully ...
An annuity surrender period is the duration of time that an investor must wait to withdraw money from the account without being penalized. The surrender period depends on several factors ...
Here’s what you need to know about fixed annuities, their drawbacks and who should consider buying them.
A fixed annuity is a long-term investment that provides a predictable income stream. Offered by insurance companies, banks and other financial institutions, it guarantees a fixed interest rate and ...
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