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2. Debt-service coverage ratio: What is it and how do you ... - AOL

   www.aol.com/finance/debt-coverage-ratio...

   What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

3. Serviceability (banking) - Wikipedia

   en.wikipedia.org/wiki/Serviceability_(banking)

   Under the Consumer Credit Code, before creditors can approve borrower's application, they must carry out an assessment of his ability to service any loan without financial hardship. Creditors refusing to extend loans to people whose repayments exceeding ⅓ of their gross income (such persons are considered to be " mortgage stressed ").

4. How to calculate loan payments and costs - AOL

   www.aol.com/finance/calculate-loan-payments...

   Using a loan calculator can help determine the exact monthly payments for a loan, making it easier to budget and avoid mistakes. It's important to calculate the total cost of a loan to understand ...

5. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   The debt service coverage ratio provides a useful indicator of financial strength. Standard & Poors reported that the total pool consisted, as of June 10, 2008, of 135 loans, with an aggregate trust balance of $2.052 billion. They indicate that there were, as of that date, eight loans with a DSC of lower than 1.0x.

6. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

7. How to calculate interest on a loan: Tools to make it easy

   www.aol.com/finance/calculate-interest-loan...

   With a simple interest loan, the amount you pay in interest with each payment remains the same for the loan’s lifetime. How to calculate the total interest charges will differ between the two ...