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Social Security Disability Insurance (SSD or SSDI) is a payroll tax-funded federal insurance program of the United States government.It is managed by the Social Security Administration and designed to provide monthly benefits to people who have a medically determinable disability (physical or mental) that restricts their ability to be employed.
The Social Security Disability Benefits Reform Act of 1984 was signed into law by then-U.S. President Ronald Reagan on 9 October 1984. Its purpose was to ensure more accurate, consistent and uniform disability determination decisions under the Social Security Disability Insurance (SSDI) program, and to ensure that applicants were treated fairly and humanely. [1]
Social Security is a social insurance program officially called "Old-age, Survivors, and Disability Insurance" (OASDI), in reference to its three components. It is primarily funded through a dedicated payroll tax. During 2015, total benefits of $897 billion were paid out versus $920 billion in income, a $23 billion annual surplus.
As of December 2023, it took the SSA an average of 228 days to process an initial application for disability benefits, which works out to more than seven months. That’s about double the average ...
The two main disability benefits are the Sickness Benefit, and the Invalid's Benefit. A doctor's referral and medical certificate (or equivalent) is needed to claim the benefits. The Invalid's Benefit is for someone who has a severe disability, and/or long term sickness, which is paid slightly more than the Sickness Benefit.
A modified process is used in the case of children for whom Supplemental Security Income benefits are being claimed [4] (as children are not expected to work). For adults, part of the disability-determination process involves assessing the applicant's "residual functional capacity": what the applicant can do in spite of the disability. [5]