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Most undergraduate university students resident in the United Kingdom are eligible for student loans, and some students on teacher training courses may also apply for loans. Student loans also became available from the 2016/17 academic year to postgraduate students who study a taught Masters, research or Doctoral course.
The Student Loans Company (SLC) is an executive non-departmental public body company in the United Kingdom that provides student loans. It is owned by the UK Government's Department for Education (85%), the Scottish Government (5%), the Welsh Government (5%) and the Northern Ireland Executive (5%). [2] The SLC is funded entirely by the UK taxpayer.
Mpower Financing offers its student loans to students who cannot typically qualify for a loan from other banks or lenders unless they have a co-signer or collateral. [1] Mpower Financing lends to students who are within two years from graduation. [2] Many recipients are international (non-American) and DACA students.
[48] [49] [50] In the academic year 2022/23, tuition fees from non-UK students amounted to a total of £11.8 billion across all universities, equal to 46% of all higher education course fees, and nearly 23% of total university income, with some universities earning as much as three quarters of their fees from international students. [51] [50]
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However, international students face challenges due to not always qualifying for domestic student scholarships or government loans. Employment services and support Visa conditions often limit international students' ability to find off-campus work. [25] They also often find themselves competing with domestic students for similar jobs.
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