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  2. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  3. What is Medical Payments (MedPay) Coverage? - AOL

    www.aol.com/finance/medical-payments-medpay...

    “For example, if your health insurance has a $1,000 deductible, a 20 percent copay and you have a $5,000 medical claim from an accident, with your health insurance you would typically pay $1,800 ...

  4. Filing a car insurance claim: a step-by-step guide - AOL

    www.aol.com/finance/filing-car-insurance-claim...

    Filing a claim, especially an at-fault loss, may increase the cost of your car insurance substantially. If the accident is not your fault, the other person’s insurance should pay the claim, so ...

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    Health insurance also covers the care of crash victims if auto insurance is either not existent or doesn't have enough coverage to pay claims. [ 14 ] In addition to loosening its coverage rules and changing compensation for caregivers, the 2019 laws also made widespread changes to medical reimbursement rates, commonly referred to as the "fee ...

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